Last Updated: November 2, 2026
Swrl LLC
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Market News AI is operated by Swrl LLC ("Company", "we", "us", or "our"). These Terms of Use govern your use of marketnewsai.com (formerly chatmmm.com), our iOS and Android apps, and related services provided by Swrl LLC.
Permission is granted to temporarily access and use the Service for personal, non-commercial use only. This is the grant of a license, not a transfer of title, and under this license you may not:
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MANDATORY DISCLOSURE: NOT INVESTMENT ADVICE OR TRADE-ACTION RECOMMENDATIONS
Market News AI is an educational platform designed exclusively for learning and informational purposes. We provide AI-generated market analysis, news interpretation, and educational context to help users understand market events and develop their analytical skills. This Service does NOT provide investment advice, financial advice, trade-action instructions, or actionable recommendations.
Labels such as "Good," "Bad," "Neutral," and older terms including "BULLISH," "BEARISH," "NEUTRAL," "positive outlook," "concerning outlook," "market pressure," "sentiment," and other directional indicators represent AI-generated educational interpretations of news context based on multiple factors. These are:
Data Sources and Content: Market News AI analyzes financial news, filings, and market data to produce educational summaries and commentary. We process and may retain source material internally to operate the service. Source links are provided where available. Coverage may be incomplete, delayed, or unavailable. AI paraphrasing does not transfer ownership of source material or establish permission to redistribute it. Original reporting, source material, and market data remain subject to their owners' rights and applicable provider terms. Your subscription does not grant rights to republish or commercially redistribute that material.
Data Retention: The public feed emphasizes recent analysis, but public display windows do not define backend retention. Analytical records may be retained for account features, security, fraud prevention, service integrity, model evaluation, internal analytics, and legal obligations as described in our Privacy Policy.
AI-Generated Content Limitations: Market News AI utilizes artificial intelligence to analyze market news and data. While we strive for accuracy, AI-generated content may contain errors, inaccuracies, biases, or outdated information. Users must verify all information independently before making any decisions.
Market Risk & Your Responsibility: Trading and investing in financial markets involves substantial risk of loss. Past performance does not guarantee future results. You are solely responsible for your investment decisions. You could lose all of your invested capital.
Required Due Diligence: Before making any financial decisions, you must:
Liability Waiver: By using this Service, you acknowledge and expressly agree that Swrl LLC, its employees, affiliates, contractors, and partners are NOT liable for any losses, damages, or adverse consequences resulting from your use of the information, analysis, or educational content provided through Market News AI. You use this Service entirely at your own risk.
In no event shall Swrl LLC, nor its directors, employees, partners, agents, suppliers, or affiliates, be liable for any indirect, incidental, special, consequential, or punitive damages, including without limitation, loss of profits, data, use, goodwill, or other intangible losses, resulting from:
The materials appearing on Market News AI's Service could include technical, typographical, or photographic errors. Swrl LLC does not warrant that any of the materials on its Service are accurate, complete, or current. Swrl LLC may make changes to the materials contained on its Service at any time without notice.
Our Service may contain links to third-party websites or services that are not owned or controlled by Swrl LLC. We have no control over, and assume no responsibility for, the content, privacy policies, or practices of any third-party websites or services. You acknowledge and agree that Swrl LLC shall not be responsible or liable, directly or indirectly, for any damage or loss caused by or in connection with the use of any such content, goods, or services available on or through any such websites or services.
We may terminate or suspend your account and bar access to the Service immediately, without prior notice or liability, under our sole discretion, for any reason whatsoever, including without limitation if you breach the Terms. Upon termination, your right to use the Service will immediately cease.
Swrl LLC reserves the right, at our sole discretion, to modify or replace these Terms at any time. We will provide notice of any material changes by posting the new Terms on this page and updating the "Last Updated" date. Your continued use of the Service after any such changes constitutes your acceptance of the new Terms.
These Terms shall be governed and construed in accordance with the laws of the United States, without regard to its conflict of law provisions. Our failure to enforce any right or provision of these Terms will not be considered a waiver of those rights.
To understand how the Market News AI analysis system works, including our news interpretation methodology, market regime concepts, and educational framework, please review our comprehensive methodology documentation:
Learn how our AI interprets news, assesses sentiment, and provides educational market context.
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Swrl LLC