Visa's merchant reach, fraud protection, and business ties may help it adapt, and cheaper settlement could improve its service. Direct payments could still bypass its network, with no evidence here showing which path is taking hold.
Visa has merchant reach, fraud protection, and established business ties that may help it keep payments on its network. Cheaper settlement could also improve its service. But customers and merchants could pay directly, bypassing Visa. The article gives no results showing which path is taking hold, so these comments do not change Visa's outlook.
Mastercard's merchant reach, fraud protection, and business ties may help it adapt, and cheaper settlement could improve its service. Direct payments could still bypass its network, with no evidence here showing which path is taking hold.
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