FICO is keeping its mortgage-score bundle at $10 and says this helps lenders keep access to its tools. But a rival score costs about $4, and wider use of alternatives by government-backed groups could make FICO harder to sell.
The lower-cost option gives lenders a reason to consider a different score, especially as government-backed groups adopt alternatives. FICO aims to keep its tools accessible, but that does not remove the $6 price gap.
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